How I Graduated College with Zero Debt and a New Car (And How You Can Too)

The Sensible Merchant
11 min readAug 5, 2020

I graduated college from a four year university at the age of 23. I had zero student loans, no credit card balances, and my parents didn’t pay for it. I also wasn’t a star football player on an athletic scholarship (in fact, I was probably the furthest from that anyone could possibly be).

During college I had a part-time internship, went out with my friends on the weekends, and lived just about as normal a life as you’d expect a young college student to live. Not only did I have no debt when I graduated…

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The Sensible Merchant

My name is Kevin, I’m from Michigan and I love personal finance and wellness. Thanks for checking out my profile!